Richard has been advising clients for more than 30 years. He provides a personal, friendly and helpful approach to finding the right solution for you. Richard has extensive technical knowledge and experience, together with advice guaranteed by St. James's Place, ensures a client relationship based on mutual trust and respect.
Richard has a total commitment to service, professionalism and integrity, which has seen him develop long-term relationships with his clients. “For me the most important part of my job is listening to my clients and understanding what it is they really want to achieve. With the range of services available here I believe that I can help my clients achieve their goals in the most efficient way”.
Richard lives in Bideford with his wife Anne and their 3 daughters Kay, Hannah, Holly & son Tom. (The Little Pebbles). He has a keen interest in cricket, (we hear he’s pretty good at scoring)! football, any DIY & gardening. When he has a minute to himself, you will see him running the roads of North Devon and has even done half marathons.
He’s a keen volunteer at the local cricket club, loves walking with his Springer Spaniel Bella, he’s a DIY enthusiast (not by choice), loves to holiday in hot countries as he hates the rain, he likes nothing more than a glass of red with the latest fantasy series like Game of Thrones or House of the Dragon or war related dramas and documentaries, like Band of Brothers, The Pacific etc.
Richard Stone was recommended to me after seeing other financial advisers who did not provide longer term planning we were looking for. We found Richard very helpful giving us honest, trustworthy and realistic advice from the start. He would always take all the time required to answer all our que...
Before visiting Richard at Little Pebbles, I was getting stressed out about investing my pension pot. This worry was taken away on my first visit, and I am over the moon with the result. I would recommend Little Pebbles to anyone. Very professional and hassle free.
I am very pleased with the service I have been given. It was good to speak to someone face to face, everything was explained clearly and all my questions answered in a way that could be understood. I would recommend them to anyone.
From day one, they put my interests first, as I had difficulties with my retirement planning at another company. Giving sound and trustworthy advice which has been exceptional. I would not hesitate to recommend them to anyone.
I heard about Little Pebbles through a friend and I found them to be very approachable which put me at ease in the first meeting. They explained the retirement planning options that were on offer, having decided which one to take, they dealt with it in a most satisfactory way, and I am really ple...
I would not hesitate to recommend and use Little Pebbles as I found them to be knowledgeable, friendly and very helpful.
Having been with St. James's Place for several years, due to relocation we transferred our financial planning to Richard Stone. He has always been personable and attentive, listening to our requirements and providing clear , sound and trustworthy advice in a manner which is really understandable...
We were very happy with the advice and help we received. We felt that we were listened to with respect and the service we received both personal and professional. We would both be more than happy to recommend this service.
Richard was recommended to me by an old friend. I have found him to be an exceptionally professional and trusted adviser. He has delivered the peace of mind I was seeking. I have no hesitation in recommending Richard to others.
Richard has been very patient with us whilst we have been making decisions regarding our pensions. We found him to be very professional and above all has a very friendly manner. When we moved away from North Devon Richard continued to come to see us in East Devon. We would have no hesitation i...
I used Richard Stone after my husband had also used him. I found him very helpful and really looked after my interests. I was very happy with all the advice given and I would not hesitate to recommend him to anyone.
In my dealings with Mr. R. Stone, I have found him to be very helpful and reliable, always giving good advice with an informative and excellent service. I would be very confident in recommending him to others.
Richard has always put my best interests first explaining everything plainly and clearly. Service and support always there if needed, I would not hesitate in recommending him to anyone.
The advice we received from Richard Stone has been so useful and we are so pleased that we sought advice from him. We feel that our interests will be well looked after. Everything as been explained in great detail and we feel that we will be well supported. Very happy indeed with the service we h...
Having approached so-called 'independent' financial advisers, I found most were peddling their own agendas and were not able to consider alternatives outside of their preferred options. In contrast, I have found Richard to be genuinely interested in our circumstances, spending as much time as it ...
I do not hesitate to recommend Richard to my family and friends. His wealth of knowledge has proved valuable to us on several occasions now. A very professional and reliable service provided.
Investing for us was a daunting task, we didn't know where to begin. We met Richard Stone and found him to have an excellent approach and complete understanding of our requirements. He put our interests first every time and gave good solid advice. The service and support has been outstanding from...
I have always considered Richard Stone to give me sound advice. He is very supportive and I wouldn't hesitate to recommend him to anyone.
I have been very pleased with Richard's support getting my pension set up and running. The investment choices have stood up very well in these volatile times. Highly recommended.
I have known Richard for 25 years or more, and during that time I have been pleased to ask and act on his advice. I find him a straightforward and principled person, and enjoy my dealings with him.
I have always found the service given by Little Pebbles Financial Solutions, and particularly by Richard Stone, to be readily given, efficient and easy to understand whether it was by telephone, written or in meetings. Meetings have always been useful with adequate options and explanations. Richa...
Richard has been my adviser for the past 4 years and I have always had absolute faith in his financial guidance. I feel that he has always had my best interests at heart and wouldn't dream of going anywhere else with my investments.
Little Pebbles were always helpful, making sure we understood exactly what we were signing up to and following us to the end of the procedure. We would not hesitate in recommending Little Pebbles to our friends.
Richard Stone, from the first, gave us as much time as we wanted while listening carefully to our situation before giving us clear advice and information about the options available to us. There was never any pressure put upon us and so we were able to make the decision as to which path to take i...
I have known Richard Stone for over 25 years. His advice has seen me through several crisis in my life and at each one, he has been my rock, taking away any financial worries and letting me concentrate on all other aspects in a much easier way. His advice enables me to look to the future with utt...
Richard Stone has been my financial adviser for 18 years since my divorce. His sound advice and careful assessment of my needs has ensured I have had great peace of mind about my financial situation. He has become a trusted friend and I will always be grateful to him for his kindness and expertis...
I have known Richard Stone for over twenty five years from when I first contacted him to advise me on investing money. Whenever I have contacted him he is always quick to give his advice and arrange a meeting. I have now moved some distance away from his office but I get frequent updates of my ...
The service attributes of Little Pebbles that scores highly, for me, is Richard's prompt and effective responses to my queries and instructions. A consistency superior personal service to that of my previous adviser.
Richard has been our financial adviser for about 15 years. He has always given clear advice in a highly professional way. He has always been available for consultation without pushing himself forward unnecessarily. We can recommend him without reservation.
The advise that I received from Richard at Little Pebbles was so well explained in a way that I fully understood. I was given time to look at the options regarding my investments. Totally professional and I am happy to recommend Little Pebbles to family &%3B friends.
In my dealings with Mr. R. Stone, I have found him to be very helpful and reliable, always giving good advice with an informative and excellent service. I would be very confident in recommending him to others.
Richard has always put my interests first by giving me sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.
Richard has handled my financial requirements over a number of years and three properties. He has always been professional and nothing is too much trouble. His advice has been invaluable and I would not hesitate in recommending him to anyone.
From the very first meeting Richard has given sound and trustworthy financial advice. He has continued to give support whenever I requested it. He has my complete trust in financial matters and I have no hesitation in recommending him to anyone. A man of integrity.
It is difficult to put into words what a difference Richard and Anne have made to my life as a single parent. Professionally, Richard's help and advice in all areas has been exceptional, enabling me to provide a home and future security for my family. On a more personal level both Richard and A...
Richard has been my adviser for three years and has helped me with some complicated investments which I would have found impossible to complete without his help and guidance.
Richard Stone has been a valued adviser to my wife and I and my family for well over 20 years. In all that time we have welcomed his trusted advice and appreciated his integrity, professionalism, and friendly approach regarding our financial affairs. His high standards of ethic have always been...
Richard Stone has been our financial adviser for 7 years. During which time we have had no reason to regret taking his advice. The service he has provided has been professional with a friendly rapport. We would happily recommend him to anyone.
Richard has been our adviser for 13 years and during that period we have found him to be reliable, trustworthy and gives good sound advice. He appears to have a genuine interest in our situation, always replies in a prompt and professional manner. He talks to you in a friendly, no nonsense way ...
We found the family run business to be extremely relaxed and professional. Their service and support exceptional. We would certainly recommend to our family friends and business associates.
I wanted a face to talk to, not a computer. They delivered sound advice, got straight to the point and are located where I live.
In regard to our pensions, little pebbles provided, friendly, helpful, efficient and professional service. We would not hesitate to recommend to others.
I have been very grateful for the good advice and support which has helped me manage a very difficult time in my life. I would be happy to recommend this to friends and family.
The whole team were extremely professional, friendly and welcoming. Nothing was too much trouble for Richard and he really went above and beyond. I would 100% thoroughly recommend!
I have total trust in him, advising me on the best way forward with my financial affairs. I would not hesitate in recommending in to anyone else.
Richard Stone was recommended to me after seeing other financial advisers who did not provide longer term planning we were looking for. We found Richard very helpful giving us honest, trustworthy and realistic advice from the start. He would always take all the time required to answer all our que...
Before visiting Richard at Little Pebbles, I was getting stressed out about investing my pension pot. This worry was taken away on my first visit, and I am over the moon with the result. I would recommend Little Pebbles to anyone. Very professional and hassle free.
I am very pleased with the service I have been given. It was good to speak to someone face to face, everything was explained clearly and all my questions answered in a way that could be understood. I would recommend them to anyone.
From day one, they put my interests first, as I had difficulties with my retirement planning at another company. Giving sound and trustworthy advice which has been exceptional. I would not hesitate to recommend them to anyone.
I heard about Little Pebbles through a friend and I found them to be very approachable which put me at ease in the first meeting. They explained the retirement planning options that were on offer, having decided which one to take, they dealt with it in a most satisfactory way, and I am really ple...
I would not hesitate to recommend and use Little Pebbles as I found them to be knowledgeable, friendly and very helpful.
Having been with St. James's Place for several years, due to relocation we transferred our financial planning to Richard Stone. He has always been personable and attentive, listening to our requirements and providing clear , sound and trustworthy advice in a manner which is really understandable...
We were very happy with the advice and help we received. We felt that we were listened to with respect and the service we received both personal and professional. We would both be more than happy to recommend this service.
Richard was recommended to me by an old friend. I have found him to be an exceptionally professional and trusted adviser. He has delivered the peace of mind I was seeking. I have no hesitation in recommending Richard to others.
Richard has been very patient with us whilst we have been making decisions regarding our pensions. We found him to be very professional and above all has a very friendly manner. When we moved away from North Devon Richard continued to come to see us in East Devon. We would have no hesitation i...
I used Richard Stone after my husband had also used him. I found him very helpful and really looked after my interests. I was very happy with all the advice given and I would not hesitate to recommend him to anyone.
In my dealings with Mr. R. Stone, I have found him to be very helpful and reliable, always giving good advice with an informative and excellent service. I would be very confident in recommending him to others.
Richard has always put my best interests first explaining everything plainly and clearly. Service and support always there if needed, I would not hesitate in recommending him to anyone.
The advice we received from Richard Stone has been so useful and we are so pleased that we sought advice from him. We feel that our interests will be well looked after. Everything as been explained in great detail and we feel that we will be well supported. Very happy indeed with the service we h...
Having approached so-called 'independent' financial advisers, I found most were peddling their own agendas and were not able to consider alternatives outside of their preferred options. In contrast, I have found Richard to be genuinely interested in our circumstances, spending as much time as it ...
I do not hesitate to recommend Richard to my family and friends. His wealth of knowledge has proved valuable to us on several occasions now. A very professional and reliable service provided.
Investing for us was a daunting task, we didn't know where to begin. We met Richard Stone and found him to have an excellent approach and complete understanding of our requirements. He put our interests first every time and gave good solid advice. The service and support has been outstanding from...
I have always considered Richard Stone to give me sound advice. He is very supportive and I wouldn't hesitate to recommend him to anyone.
I have been very pleased with Richard's support getting my pension set up and running. The investment choices have stood up very well in these volatile times. Highly recommended.
I have known Richard for 25 years or more, and during that time I have been pleased to ask and act on his advice. I find him a straightforward and principled person, and enjoy my dealings with him.
I have always found the service given by Little Pebbles Financial Solutions, and particularly by Richard Stone, to be readily given, efficient and easy to understand whether it was by telephone, written or in meetings. Meetings have always been useful with adequate options and explanations. Richa...
Richard has been my adviser for the past 4 years and I have always had absolute faith in his financial guidance. I feel that he has always had my best interests at heart and wouldn't dream of going anywhere else with my investments.
Little Pebbles were always helpful, making sure we understood exactly what we were signing up to and following us to the end of the procedure. We would not hesitate in recommending Little Pebbles to our friends.
Richard Stone, from the first, gave us as much time as we wanted while listening carefully to our situation before giving us clear advice and information about the options available to us. There was never any pressure put upon us and so we were able to make the decision as to which path to take i...
I have known Richard Stone for over 25 years. His advice has seen me through several crisis in my life and at each one, he has been my rock, taking away any financial worries and letting me concentrate on all other aspects in a much easier way. His advice enables me to look to the future with utt...
Richard Stone has been my financial adviser for 18 years since my divorce. His sound advice and careful assessment of my needs has ensured I have had great peace of mind about my financial situation. He has become a trusted friend and I will always be grateful to him for his kindness and expertis...
I have known Richard Stone for over twenty five years from when I first contacted him to advise me on investing money. Whenever I have contacted him he is always quick to give his advice and arrange a meeting. I have now moved some distance away from his office but I get frequent updates of my ...
The service attributes of Little Pebbles that scores highly, for me, is Richard's prompt and effective responses to my queries and instructions. A consistency superior personal service to that of my previous adviser.
Richard has been our financial adviser for about 15 years. He has always given clear advice in a highly professional way. He has always been available for consultation without pushing himself forward unnecessarily. We can recommend him without reservation.
The advise that I received from Richard at Little Pebbles was so well explained in a way that I fully understood. I was given time to look at the options regarding my investments. Totally professional and I am happy to recommend Little Pebbles to family &%3B friends.
In my dealings with Mr. R. Stone, I have found him to be very helpful and reliable, always giving good advice with an informative and excellent service. I would be very confident in recommending him to others.
Richard has always put my interests first by giving me sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.
Richard has handled my financial requirements over a number of years and three properties. He has always been professional and nothing is too much trouble. His advice has been invaluable and I would not hesitate in recommending him to anyone.
From the very first meeting Richard has given sound and trustworthy financial advice. He has continued to give support whenever I requested it. He has my complete trust in financial matters and I have no hesitation in recommending him to anyone. A man of integrity.
It is difficult to put into words what a difference Richard and Anne have made to my life as a single parent. Professionally, Richard's help and advice in all areas has been exceptional, enabling me to provide a home and future security for my family. On a more personal level both Richard and A...
Richard has been my adviser for three years and has helped me with some complicated investments which I would have found impossible to complete without his help and guidance.
Richard Stone has been a valued adviser to my wife and I and my family for well over 20 years. In all that time we have welcomed his trusted advice and appreciated his integrity, professionalism, and friendly approach regarding our financial affairs. His high standards of ethic have always been...
Richard Stone has been our financial adviser for 7 years. During which time we have had no reason to regret taking his advice. The service he has provided has been professional with a friendly rapport. We would happily recommend him to anyone.
Richard has been our adviser for 13 years and during that period we have found him to be reliable, trustworthy and gives good sound advice. He appears to have a genuine interest in our situation, always replies in a prompt and professional manner. He talks to you in a friendly, no nonsense way ...
We found the family run business to be extremely relaxed and professional. Their service and support exceptional. We would certainly recommend to our family friends and business associates.
I wanted a face to talk to, not a computer. They delivered sound advice, got straight to the point and are located where I live.
In regard to our pensions, little pebbles provided, friendly, helpful, efficient and professional service. We would not hesitate to recommend to others.
I have been very grateful for the good advice and support which has helped me manage a very difficult time in my life. I would be happy to recommend this to friends and family.
The whole team were extremely professional, friendly and welcoming. Nothing was too much trouble for Richard and he really went above and beyond. I would 100% thoroughly recommend!
I have total trust in him, advising me on the best way forward with my financial affairs. I would not hesitate in recommending in to anyone else.
Richard Stone was recommended to me after seeing other financial advisers who did not provide longer term planning we were looking for. We found Richard very helpful giving us honest, trustworthy and realistic advice from the start. He would always take all the time required to answer all our que...
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.